Area Coordinator of Finance
Dr. Winters joined the finance faculty at Texas Tech University in 2004. Dr. Winters'
research focuses on the intraday and daily behavior of short-term interest rates.
His publications in this area appear in several academic journals including the Journal of Business, the Journal of Banking and Finance, the Journal of Financial Research, and the Economic Review of the Federal Reserve Bank of St. Louis. Dr. Winters also does research on factors that influence the interest rate banks charge on lines of credit. This work appears in the Journal of Accounting Research, the Journal of Financial Research, and the Quarterly Journal of Business and Economics. Dr. Winters has previously held academic positions at the University of Central Florida, University of Southern Mississippi, University of Wisconsin-Milwaukee, and Western Illinois University. During his academic career he has also been a Visiting Research Economist at the Federal
Reserve Bank of St. Louis. Prior to his academic positions, Dr. Winters was a loan officer for First Union National Bank and was a staff accountant for a public accounting firm.