Texas Tech University

Renters Insurance

Texas Tech Student RoomTexas Tech Student Room

Why Renters Insurance?

Renters Insurance is an ideal option for college students and young adults looking for personal property and liability protection. Renters Insurance offers coverage for your property which ensures that you will be able to replace your belongings. Plus, your electronics, such as your phone and tablet, are covered up to the property policy limits.

Texas Tech and University Student Housing is not liable for any damage to personal property.

Your Personal Property:

  • Personal computer
  • Wallet or purse and the cash in it*
  • Bicycle
  • Television or stereo system
  • Cell phone or PDA, like Android or iPhone
  • Books and school supplies
  • Clothes
  • Jewelry*
  • Musical instruments
  • And more...


  • Property damage or bodily injury unintentionally caused where you are found legally liable

Covered Perils:

  • Fire & lightning
  • Windstorm & hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Burglary
  • Breakage of glass
  • Falling objects
  • Weight of ice, snow or sleet
  • And more...