Texas Tech University

Charlene Kalenkoski, Ph.D., CFP®

Personal Financial Planning

Email: charlene.kalenkoski@ttu.edu

Phone: (806) 834-1211

Office: HS 244

Office Hours:
Tuesday & Thursday 9:30-10:45 a.m.
Or by appointment.


Charlene Kalenkoski


Professor at Texas Tech University (2017-present); Associate Editor of the Journal of Financial Counseling and Planning (2017-present); Treasurer and Board Member, Society of Economics of the Household (2017-present); Director of Retirement Planning & Living Research Initiative (2016-present); Associate Professor at Texas Tech University (2013-2017); Director of the Ph.D. Program in Personal Financial Planning (2016-present); Co-Director of the Ph.D. Program in Personal Financial Planning (2014-2016); Assistant/Associate Professor at Ohio University (2002-2013); Ph.D. in Economics from The George Washington University 

Recent Awards

2017-2018 College of Human Sciences Nominee for the President's Academic Achievement Award, Texas Tech University; 2017 Plan Plus Best Paper Award in Behavioral Finance at the Academy of Financial Services Conference; 2017 Scholarship Catalyst Program Award, Texas Tech University, co-investigator; Transdisciplinary Research Academy Team Member, "Time Stress and Retirement Plan Choices," Texas Tech University, 2016; Transdisciplinary Research Academy Team Member, "Food Choices and Eating Behaviors: Painting a Complete Picture," Texas Tech University, 2016; 2016 Scholarship Catalyst Program Award, Texas Tech University, co-investigator, December 2015-December 2016; Research Fellow, Institute for the Study of Labor (IZA), 2009-present

Research Interests

Labor and Demographic Economics, Household Behavior and Family Economics, Microeconomics 

Classes Taught

Research Seminar in Personal Financial Planning (PFP 6397); Research Methods II (PFP 6378); Fundamentals of Statistics for Personal Financial Planning (PFP 5000); Data Analysis and Interpretation for Financial Decision Makers (PFP 5311); Economic Principles of Financial Decision Making (PFP 5341); Economics of Retirement (PFP 5360); Introduction to Ph.D. Studies in Personal Financial Planning (PFP 6305); Household Economic Theory (PFP 6374); Research Methods I (PFP 6377)

Recent Publications

Journal Articles:

Patrick Payne, Charlene M. Kalenkoski, and Christopher Browning (forthcoming).  “Risk Tolerance and the Financial Satisfaction of Credit-Card Users,” Journal of Financial Counseling and Planning.

Cheng, Yuanshan and Charlene M. Kalenkoski (2018).  “Lost in Fees:  An Analysis of Financial Planning Compensation,” The Journal of Wealth Management 20(4):  46-54.

Alyousif, Maher and Charlene M. Kalenkoski (2017).  “Who Seeks Financial Advice?” Financial Services Review 26:  405-432.

Parent, Michael; Kalenkoski, Charlene M.; and Eric Cardella (2017).  “Risky Business:  Precarious Manhood and Investment Portfolio Decisions,” Psychology of Men and Masculinity,DOI: 10.1037/men0000089.

Kalenkoski, Charlene Marie and Sabrina Wulff Pabilonia (2017).  “Does High School Homework Increase Academic Achievement?” Education Economics 25(1):  45-59.

Kalenkoski, Charlene Marie and Eakamon Oumtrakool (2017).  “The Caregiving Responsibilities of Retirees:  What Are They and How Do They Affect Retirees' Well-being?” Applied Economics 49(13):  1298-1310.

Payne, Patrick; Browning, Christopher; and Charlene M. Kalenkoski (2016). “Public Reaction to Stock Market Volatility:  Evidence from the ATUS” Applied Economics Letters 23(17):  1197-1200.

Kalenkoski, Charlene Marie (2016). “The Effects of Minimum Wages on Youth Employment and Income,” IZA World of Labor, No. 243, DOI:  10.15185/izawol.243.

Book Chapter:

Kalenkoski, Charlene M. (2017).  “Caregiving by Older Adults:  Gender Differences in Well-being,” in Gender and Time Use in a Global Context:  The Economics of Employment and Unpaid Labor, edited by Rachel Connelly and Ebru Kongar, Palgrave Macmillan, pp. 271-282.