John Gilliam, Ph.D., CFP®, CHFC, CLU
Associate Professor/Director of MS Programs - Personal Financial Planning
Behavioral characteristics effecting couple’s financial risk tolerance, Assessment of Investment Risk Tolerance, Risk Tolerance and Asset Allocation, Investment Risk Tolerance and Mental Accounting, Behavioral Finance, Intra-cohort differences among Baby Boomers, Insurance Demand and Behavior, Life Insurance Disclosure
Risk Management and Insurance Planning (PFP 3497/5497); Personal Finance, Personal and Professional applications for non-majors (PFP 5322); Seminar in Personal Financial Planning (PFP 5115); Employee Benefits (PFP 3275/5295); Retirement Planning (PFP 3497)
John Gilliam, Ph.D., MBA, CFP®, ChFC, CLU is an Assistant Professor in the Department of Personal Financial Planning at Texas Tech University. His research and academic interest stem from over 35 years experience as a financial and estate planner, manager and trainer in the financial services industry.
Leadership / Awards Texas Tech University
Project Coordinator/Founder, Best Interest Initiative; Director of MS programs/Department of Personal Financial Planning; College of Human Sciences Helen Burleson Service Award; National Survey Coordinator/Analyst, Society of Financial Service Professionals; Academic Consultant, American Institute of Certified Public Accountants (AICPA); Graduate Consultant; Student Managed Investment Fund (SMIF)
Mulholland, B., Finke, M. & Gilliam, J. (2015) Advisor beliefs regarding effective life insurance disclosure. Journal of Financial Services Professionals 69, (3) 55-73
Scott, J., Gilliam, J. (2014). Boomers’ life insurance adequacy pre & post the 2008 financial crisis. Financial Services Review
Scott, J., Williams, D., Gilliam, J. & Sybrowsky, J. (2013). Is an all cash emergency fund strategy appropriate for all investors? Journal of Financial Planning 14, (12): 60-76.
Guillemette, M., Finke, M. & Gilliam, J. (2012). Which types of risk tolerance questions
should be used when determining a client’s portfolio allocation preference? Journal of Financial Planning 26, 5: 34-42.
Chatterjee, S., Lauderdale, M., Gilliam, J., & Mason, J. (Accepted 2011). Employee benefits in the hospitality industry: Inhospitable for employees? The Journal of Regional and Sectoral Economic Studies, 11, (2),
Gilliam, J., Grable, J. & Hampton, V. L. (2011). The impact of decision power on financial risk tolerance and asset allocation.
Head, A. & Gilliam, J. (2015) Annuities. CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 25, (2) 213-224
Coulson, L.A., Gilliam, J. (2015) Business Uses of Life Insurance. CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 27, (2) 233-244
Gilliam, J. & Head, A. (2013) Annuities. CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 24, (1) 203-213
Gilliam, J. (2013) Business Uses of Life Insurance. CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 24, (1) 163-183
Gilliam, J. & Goetz, J. (2005). Behavioral finance from a personal financial planning curriculum. Approved by Texas Tech University in 2007.