Financial Aid & Scholarships
Paying for college is a significant investment, and you do not have to navigate it alone. Texas Tech Online is committed to helping you understand your financial aid options and identify resources that can make earning your degree more affordable.
Our financial aid team is here to guide you through the process, answer your questions, and help you take the next step with confidence.
Start With Financial Aid
The first step to receiving financial aid is completing the appropriate application. Most students apply using the Free Application for Federal Student Aid (FAFSA). Some Texas residents who are not eligible for FAFSA may qualify for state aid through the Texas Application for State Financial Aid (TASFA).
Apply for Federal Financial Aid (FAFSA)
FAFSA for the 2025–2026 academic year covers:
- Spring 2026
- Summer 2026
FAFSA for the 2026–2027 academic year covers:
- Fall 2026
- Spring 2027
- Summer 2027
To ensure you are considered for the maximum amount of aid available, we strongly encourage you to complete your FAFSA as early as possible.
Texas Tech University School Code: 003644
Complete the FAFSATASFA: For Texas Residents Who Cannot File the FAFSA
Students who are classified as Texas residents but are not eligible to complete the FAFSA should submit the Texas Application for State Financial Aid (TASFA) to be considered for state aid.
If you are using the TASFA, please do not complete the FAFSA.
Learn More About TASFA
Apply & Receive Aid
Follow these steps to help you navigate the financial aid process. Learn how to apply for financial aid, receive and review your offers, and accept your aid package.
Financial Aid Disbursement and Online 8-Week Sessions
How Financial Aid Works for 8-Week Online Classes
Texas Tech Online undergraduate courses are offered in two 8-week terms each fall and spring (Early and Late). Financial aid is reviewed once per term.
Financial aid is evaluated based on your total enrollment for the term, so students should enroll in all planned courses for the term to ensure timely disbursement.
Important: New and transfer students must be enrolled in 6 or more credits per 8-week term for financial aid to disburse.
Understanding Your Financial Aid Offer
Once your FAFSA or TASFA has been processed, you may receive a financial aid offer outlining the types and amounts of aid available to you.
What types of aid may be included?
Your financial aid offer may include:
- Grants
- Scholarships
- Loans
We Are Here to Help
Our financial aid advisors are available to support you throughout the process. We offer one-on-one assistance for students and families by phone, Zoom, or Microsoft Teams.
Whether you have questions about applying, understanding your aid offer, or planning for future terms, we are here to help.
Get Support
Email: online.finaid@ttu.edu
Phone: 806.742.3681
Office Hours: Monday through Friday, 8 a.m. to 5 p.m.
Eveng hours available by appointment.
Frequently Asked Questions
Our mission is to make higher education accessible and affordable. This page provides answers to common questions about grants, loans, waivers and general financial aid processes. If you need additional help, please contact our office. Our team is here to support you every step of the way.
Financial Aid Disbursement
The Financial Aid & Scholarship Office is actively processing aid for the 2025-2026 academic year. To ensure your aid is disbursed on time, please review the following:
- SAP Appeals: Submit all required documents. Allow three to five business days for processing.
- Third-Party Loans: Funds cannot be applied until received from the lender. If your loan appears as accepted, you will not be dropped from classes.
- Scholarships: Third-party scholarships will be applied when funds are received and processed.
- Submit Documents: Provide outstanding documents by submitting them via Raiderlink.
- Master Promissory Note and Entrance Counseling: Complete these items by going to Studentaid.gov.
- Parent PLUS Loan: Awards are being processed. Continue checking Raiderlink.
- Alternative Student Loans: These are awarded daily in the order received.
Understanding Your Aid Offer
How can I view my aid offer?
Your most up-to-date financial aid award package is available on Raiderlink under Student Financial Aid and Scholarships
What happens if I enroll in fewer than full-time credits?
Students below half-time enrollment may not qualify for aid.
Why do my aid budget and billing statement show different costs?
Your financial aid budget or Cost of Attendance is an estimate. Your billing statement reflects your actual charges
Can I receive aid if I study abroad?
Additional aid may be available. Speak with your advisor.
What is the difference between need-based aid and merit scholarships?
Need-based aid considers financial need. Merit scholarships are based on academic performance.
Enrollment
What is considered full-time enrollment?
- Undergraduate: Six credit hours per 8-week term.
- Graduate: Defined by program.
Many aid programs require full-time enrollment for full disbursement.
What is Satisfactory Academic Progress (SAP)?
Students must meet federal, state and institutional standards to remain eligible for financial aid.
What happens if I drop a class?
Dropping courses can affect eligibility, disbursement and SAP status.
Is financial aid offered for summer?
Aid may be available based on remaining eligibility.
Receiving Aid
When and how is aid disbursed?
You must complete all requirements and be enrolled in the correct number of credits. Disbursement begins approximately 10 days before the start of each term. If you have direct deposit, funds usually arrive within the first week of the term, with an additional two to three business days for bank processing.
Online
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Phone
806-742-5944 -
Email
online@ttu.edu