Individual Coaching
Let’s Build Your Financial Game Plan.
Red to Black® offers free financial coaching for Texas Tech students.
Whether you need help building a budget, understanding student loans, improving credit,
or paying for college, we’re here to help.
What We Can Work On
Budgeting & Spending
- Create a monthly or semester budget
- Plan for refunds and financial aid timing
- Build an emergency fund
- Reduce financial stress with a clear plan
Credit & Debt
- Review your credit report
- Understand your credit score
- Build a smart credit card strategy
- Develop a student loan repayment plan
- Create a debt reduction strategy
Borrowing for college is common. Borrowing smart makes the difference.
Paying for College
- Answer FAFSA or TASFA questions
- Explore Scholarships and funding options
- Understand loans
- Learn about payment plans and funding strategy
Make informed decisions that support your academic and long-term goals.
Navigating Financial Transitions
- Manage finances while balancing school, work, family responsibilities, or life changes
- Create a personalized plan for a unique financial situation
What to Expect
Financial coaching is a one-on-one conversation focused on your goals. There are no
lectures and no judgment. Just practical guidance tailored to your situation. Whether
you have a specific question or simply know something feels unclear, we will help
you break it down into manageable next steps.
Sessions are:
• Free and confidential
• Available in person or virtually
• 50–60 minutes long
• Built around your questions and priorities
You do not need to have everything figured out before you schedule. Bring what you know. We’ll help you build a plan from there.
Schedule an Appointment
Whether you have a quick question or want to create a personalized financial plan, we're here to help. Meet one-on-one with a Red to Black coach to get guidance tailored to your goals and financial situation.
If you experience any issues scheduling your appointment or are unable to access the scheduling tool, please contact us at redtoblack@ttu.edu or (806) 742-9781, and we'll be happy to assist you.
Red to Black
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Address
Texas Tech University, 252 Drane Hall, Lubbock, TX -
Phone
806.742.9781 -
Email
redtoblack@ttu.edu