Prospective Students: Financial Resources

Plan for College with Confidence

Preparing financially for college starts long before your first day of class. Understanding college costs, exploring financial aid, and making informed decisions early can help you and your family reduce stress and feel more confident about what's ahead.

Whether you're comparing costs, applying for financial aid, or planning for your first semester, taking an intentional approach now will help set you up for success later.

Use the resources below to learn, plan, and act as you prepare to become a Red Raider.

LEARN

Understand the Investment

Before making financial decisions, it's important to understand the full cost of attending college and the resources available to help pay for it. Learning now helps you make informed choices before decisions are finalized.

Helpful Resources

The goal isn't to have all the answers—it's to understand your options and know where to find reliable information.

PLAN

Create a Financial Strategy

Once you understand your expected costs, it's time to create a plan. Early planning helps students and families explore financial aid, scholarships, employment opportunities, and responsible borrowing before the semester begins.

Planning Resources

Planning isn't about predicting every expense—it's about making informed decisions with the information you have today.

ACT

Prepare for a Strong Start

The steps you take before arriving on campus can make your transition to college smoother and less stressful. Building healthy financial habits early will help you feel prepared from your first semester forward.

Ways to Get Started

Create a first-semester budget using the Red to Black® Freshman Budget Template
Explore Financial Literacy 101
Build or strengthen an emergency fund for unexpected expenses
Consider Tuition Insurance to help protect your educational investment
Attend Red Raider Orientation and take advantage of financial aid and student success sessions
Continue asking questions and using available campus resources throughout the enrollment process

Small steps today can build confidence for tomorrow.

Looking Ahead

Once you become a Red Raider, you'll have full access to Red to Black®, Texas Tech's free financial wellness program. Through one-on-one financial coaching, workshops, and practical resources, Red to Black® helps students navigate budgeting, student loans, credit, saving, and other financial decisions throughout college and beyond.

We look forward to partnering with you as you begin your Texas Tech journey.

Red to Black

Address

Texas Tech University, 252 Drane Hall, Lubbock, TX
Phone
806.742.9781
Email
redtoblack@ttu.edu

Prospective Students: Financial Resources

Plan for College with Confidence

LEARN Understand the Investment

Address

Phone

Email

LEARN

Understand the Investment