Texas Tech University

Current Students: Financial Resources  

 

College brings financial decisions at every stage—from understanding your financial aid and managing everyday expenses to preparing for life after graduation. No matter where you are on your journey, taking an intentional approach to your finances can help you feel more confident and in control. 

Use the resources below to learn about your options, create a plan that works for you, and take action toward your financial goals. And remember, you don't have to figure it out alone. Red to Black® offers free financial coaching to help you every step of the way!

LEARN

Understand Your Financial Picture 


Good financial decisions begin with understanding your resources, costs, and options. Taking time to learn about your finances now can reduce stress and help you avoid surprises later. 

Whether you're reviewing your financial aid, comparing loan options, exploring scholarships, or preparing to move off campus, these resources can help you make informed decisions. 

Featured Resources 

Learning isn't about having all the answers—it's about understanding where your money comes from, where it goes, and what resources are available to support you. 

PLAN

Create a Strategy That Works for You


Once you understand your finances, the next step is creating a plan. A financial plan doesn't restrict your choices; it gives you the confidence to make informed ones. 

Whether you're building your first budget, balancing work and school, saving part of your refund, or planning for future expenses, small steps today can make a big difference tomorrow. 

Planning Resources 

A financial plan doesn't have to be perfect. It simply gives you a clear direction for your next step. 

ACT

Put Your Plan into Practice 


Financial confidence grows through action. Reviewing your budget, asking questions, meeting with a coach, and adjusting your plan as life changes are all part of building healthy financial habits. 

No matter your financial experience, every step you take helps prepare you for college—and life beyond graduation. 

Ways to Get Started 

Progress is built one decision at a time. Small actions today can lead to greater confidence tomorrow.