Personal Financial Planning
Ph.D. Bios
|
C. Michael Abbott Ph.D. Student | Email: michael.abbott@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? Spring 2017 Why did you choose Texas Tech? I actually commenced my graduate studies at Texas Tech in the Field of Psychology because the research that was being conducted here alligned with my research interests. After completing the required coursework to obtain a Master of Arts in Psychology, I deemed that my skills would be better utilized in a financial field. Upon investigation, it turned out that Texas Tech had the only PhD program in the nation for Personal Financial Planning. This program comes with great prestige and honor. Research Papers:
Hurst, A. C., Reich, D. A., Abbott, C. M., Randell, J. A., & Smith, K. R. (2012). Impressions of others. (Idea development, materials development, design.) Data Collection. Prior Degrees: B.A. in Sociology (Cum laude), Ohio State University, 2007 Research Interest: Behavioral Finance, Retirement Planning, Financial Counseling Teaching Interests: Financial Counseling, Behavioral Finance, Introduction to Personal Finance |
|
Maher Alyousif Ph.D. Student | Email: maher.alyousif@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Research Presentations: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Lua Augustin Ph.D. Student | Email: lua.augustin@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? August 2017 Why did you choose Texas Tech? Texas Tech has the best Personal Financial Planning program and has a host of excellent professors. The program is small enough to have that personal touch but the graduates and faculty are doing big things! Research Papers: Research Presentations: Prior Degrees: M. Ed., Lamar University Research Interest: Impact of Micro lending on Debt reduction, Financial Planning education, Behavioral finance Teaching Interests: Fundamentals of personal financial planning, Budgeting and debt reduction. |
|
Qianwen (Rachel) Bi Ph.D. Student | Email: qianwen.bi@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? May 2014 Why did you choose Texas Tech? TTU has the best Personal Financial Planning Ph.D. program in the U.S. I want to be the best of the best. Prior Degrees: MBA concentration in Finance, Texas Tech University Rawls of Business School Research Interest: Technology impact in Personal Financial Planning Teaching Interests: Advanced Technology in PFP, Introduction to Personal Financial Planning (major and non-major), Asset Management, Risk Management, Retirement Planning, Behavior Finance |
|
Jimmy Cheng Ph.D. Student | Email: yuanshan.cheng@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? May 2015 Why did you choose Texas Tech? As the best personal financial planning program in the nation, there are many interesting topics and resources here to do the research Prior Degrees: Agricultural & Applied Economics, Master, Texas Tech University Research Interest: Investment behavior, Consumption behavior, Financial Planning Education, ETFs Teaching Interests: Asset Management, Introduction to Personal Financial Planning |
|
Benjamin Cummings Doctoral Candidate | Email: benjamin.cummings@ttu.edu Phone: (202) 379-2213 | Office: CFP Board Scholar in Residence (Washington, DC) |
|
 |
Are you currently on the job market for a full-time position? Yes Why did you choose Texas Tech? After discovering my love of financial planning, there was never a question of where I wanted to go for graduate school: Texas Tech University. Research Presentations: Cummings, B.F., & Finke, M.S. Tax complexity and cognitive ability. American Accounting Association (AAA) Midwest Region Meeting, October 2011. Recipient of the Best Ph.D. Student Paper Award. Cummings, B.F., Katz, D., Jasper, J., & Hampton, V. Using a clinic to enhance financial planning education. CFP® Program Director’s Conference, August 2010. Cummings, B.F., & Smith, H.L. Proposal for a lead federal financial services regulator and state regulation of financial planners. American Council on Consumer Interests (ACCI), April 2010. Included in Consumer Interests Annual, 56. Finke, M.S., Huston, S., & Cummings, B.F. Do comprehensive planners provide better retirement advice? Academy of Financial Services (AFS), October 2009. Prior Degrees: B.S. Psychology, Utah State University Research Interest: Financial decision making, especially retirement, tax, and charitable decisions; the value of financial advice and the role of financial advisers Teaching Interests: Security analysis, portfolio management, retirement planning, risk management, introduction to personal finance (majors and non-majors), capstone, behavioral finance, personal finance regulation and policy |
|
Taft Dorman, AFC Ph.D. Student | Email: taft.dorman@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? Summer 2016 Why did you choose Texas Tech? Coming from the Investment Management industry, and having researched various graduate programs, I found Texas Tech to be the most welcoming and highly reputable. Their PFP program demonstrates high expectations and is recommended by various financial planning professionals across the country. Prior Degrees: B.S. in Business with Investments concentration from Brigham Young University - Idaho Research Interest: Research Interest: Retirement Planning (distribution specialization), Behavioral Finance, Estate/Charitable Planning for the Disabled Teaching Interests: Retirement Planning, Financial Goals Planning, Behavioral Finance, Investments, Estate/Charitable Planning, Introduction to Financial Planning, Personal and Family Finance, Asset Management. Vita |
|
Henry Duru Ph.D. Student | Email: henry.duru@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Research Presentations: Prior Degrees: Research Interest: Teaching Interests: |
|
Luke Einerson Ph.D. Student | Email: luke.einerson@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Research Presentations: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Cathy Figert Ph.D. Student | Email: Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Research Presentations: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Scott Garrett Ph.D. Student | Email: scott.garrett@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? May 2012 Why did you choose Texas Tech? I came to Tech because its financial planning program is recognized as one of the top programs in the nation. Prior Degrees: MS in Accounting, University of Alabama-Birmingham Research Interest: Fraud prevention/ detection, behavioral finance Teaching Interests: Behavioral finance from a personal financial planning perspective, introduction to personal financial planning, introduction to forensic accounting Vita |
|
Michael Guillemette Doctoral Candidate | Email: m.guillemette@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? Yes Why did you choose Texas Tech? Professors at the University of Georgia had nothing but great things to say about Texas Tech's program and I was provided the opportunity to teach, which was very important to me. Research Papers:Hanna, S., Guillemette, M. and Finke, M.S. Assessing risk tolerance. In H. Kent Baker and Greg Filbeck (Eds.) Portfolio Theory and Management, Oxford University Press, New York. In process. Guillemette, M., Finke, M.S. and Gilliam, J.E., 2012, “Risk Tolerance Questions to Best Determine Client Portfolio Allocation Preferences,” Journal of Financial Planning 26, 5: 34-42. Guillemette, M., 2012, “Loss aversion under cognitive load using a skin conductance response device.” Guillemette, M., 2012, “An assessment of risk tolerance questionnaires under monetary loss aversion.” Guillemette, M., Hussein, M.M. and Phillips, G.M., 2011, “The life insurance purchase decision is not black and white,” revise and resubmit, Journal of Insurance Issues. Prior Degrees: B.B.A. in Risk Management and Insurance (Cum laude), University of Georgia, 2008 Research Interest: Risk Tolerance, Behavioral Finance, Insurance Teaching Interests: Risk Management & Insurance, Investments, Employee Benefits, Retirement Planning, Financial Counseling, Real Estate Finance, Corporate Finance |
|
Tao Guo Ph.D. Student | Email: tao.guo@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? Summer 2015 Why did you choose Texas Tech? I believe the PFP program here can help me to be a successful educator and researcher in the field of personal financial planning. Research Papers: Prior Degrees: MBA, Michigan Technological University Research Interest: Investor Behavior, Mutual Fund, Asset Allocation Teaching Interests: Asset Management, Personal Finance, Risk Management Vita |
|
Hoang-Nhat Ho Ph.D. Student | Email: hoang-nhat.ho@ttu.edu Phone: 806.742.5050 | Office: |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2015 Why did you choose Texas Tech? The Personal Financial Planning program at Texas Tech provide me the best opportunity to become a successful researcher in field of financial planning. Research Presentations: Prior Degrees: B.S. in Finance from California State University, Northridge Research Interest: Asset Allocation, Risk Tolerance, Investor Behavior Teaching Interests: Fundamental of Personal Finance, Asset Management, Retirement Planning, Risk Management. |
|
William Hocutt Ph.D. Student | Email: william.l.hocutt@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? I will finish course work Summer of 2012 with anticipated graduation of 2013 Why did you choose Texas Tech? I chose TTU due to their reputation and overall dedication to the financial planning industry. Research Papers: Currently working on research paper with a focus on financial planning for disasters. Prior Degrees: B.S. in Financial Planning from The University of Alabama Research Interest: Interest in financial planning for disasters and liquidity within mutual funds. Teaching Interests: I have interest in teaching student athletes. Vita |
|
Szu-Hua (Andy) Huang Ph.D. Student | Email: szu-hua.huang@ttu.edu Phone: 806.834.2248 | Office: Administration Building, 2nd Floor, Room #224 |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2016 Why did you choose Texas Tech? The reason is that it's best personal financial planning program in the world. Prior Degrees: MBA Texas Tech University, M.S. in Management Information System in Business Intelligence Texas Tech University, B.A. in Risk Management and Insurance Tamkang University Taiwan Research Interest: Data mining in risk evaluation, predictive model of financial behavior Teaching Interests: Predictive model Vita |
|
Beverly Johnson Ph.D. Student | Email: beverly.d.johnson@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2014 Why did you choose Texas Tech? It is the best educational institution for Personal Financial Planning. Research Papers: Poster Presentation: Aragon, S. J., Johnson, B., Joseph, S., Tobias, K., & McGuinn, L. (February 2011). The influence of nursing patient-centered behaviors on African American and Black female Medicare patient satisfaction. Poster presentation at The Health Disparities/Health Equity Research Summit, The WSSU Center of Excellence for the Elimination of Health Disparities and the WFUBMC Maya Angelou Center for Health Equity, Winston-Salem, NC.
Prior Degrees: B.S. Mechanical Engineering, U.S. Military Academy; M.S. Engineering Management, Missouri University of Science and Technology; MBA, Kellogg Graduate School, Northwestern University Research Interest: Retirement Planning, Military Service Teaching Interests: Introduction to Personal Finance, Introduction to Corporate Finance, Marketing, Leadership |
|
Megan Lam Ph.D. Student | Email: megan.lam@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Thomas Layton Ph.D. Student | Email: thomas.layton@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2013 Why did you choose Texas Tech? The personal financial planning program at Texas Tech University provides both high standard academic and professional knowledge. I would like to advance my future career in this profession and disseminate personal financial planning education in Thailand. Research Papers: Reasons why U.S. Households Underuse Comprehensive Financial Planners. Prior Degrees: MS in Finance and Economics, West Texas A&M University Research Interest: Behavioral finance, retirement planning, financial counseling Teaching Interests: Introduction to personal finance, financial counseling, behavioral finance Vita |
|
Areerat (Poy) Lertchaipitak Ph.D. Student | Email: a.lertchaipitak@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2013 Why did you choose Texas Tech? The personal financial planning program at Texas Tech University provides both high standard academic and professional knowledge. I would like to advance my future career in this profession and disseminate personal financial planning education in Thailand. Research Papers: Reasons why U.S. Households Underuse Comprehensive Financial Planners. Prior Degrees: MS in Finance and Economics, West Texas A&M University Research Interest: Behavioral finance, retirement planning, financial counseling Teaching Interests: Introduction to personal finance, financial counseling, behavioral finance Vita |
|
Terrance Martin Ph.D. Student | Email: terrance.k.martin@ttu.edu Phone: 806.742.5050| Office: |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? December 2012 Why did you choose Texas Tech? The financial planning program at Texas Tech provides the academic and professional development outlet that I deemed necessary to advance my human capital. Research Papers: Martin, T. Using life settlements as an additional resource for retirement income. Martin, T, The use of a financial planner, household financial sophistication and the Likelihood of Managing the Risk Tolerance Gap Prior Degrees: M.B.A Midwestern State University, Wichita Falls, General Business, 2008 Research Interest: Retirement income alternative: life settlements, financial literacy, financial behaviors of individuals in the developing world; risk tolerance Teaching Interests: Asset Management, Financial Goal Planning, Fundmentals of Personal Finance |
|
Laura Mattia Ph.D. Student | Email: laura.mattia@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? I will finish course work fall of 2013 with an anticipated graduation date of 2014. Why did you choose Texas Tech? As the nationally recognized leader of the Personal Financial Planning profession, I selected Texas Tech University because the program perfectly aligns with my personal goals, to promote scientifically based best practices, acquired through a college program which is registered to teach personal financial planning with the CFP board as the standard for the profession. Research Papers: Currently working on determinants for risky investing and customer satisfaction and loyalty among women. Prior Degrees: Certification in Financial Planning, Madison, NJ, Fairleigh Dickenson University, 2002 Research Interest: Current research interests focus on gender specific acceptance of financial advice, financial responsibility and investments; and the inability of the industry to meet the needs of women investors. Teaching Interests:I currently teach future CFP designates; Estate Planning, Investments, Risk Management and (Developing a Personal Financial Plan (the Capstone class). |
|
Thomas O'Malley Ph.D. Student | Email: thomas.omalley@ttu.edu Phone: 806.742.5050 | Office: |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Presentations: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Eakamon (Andy) Oumtrakool Ph.D. Student | Email: eakamon.oumtrakool@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? 2013 Why did you choose Texas Tech? Texas Tech is well known in both academic and athletic achievements, and Texas Tech is a center of knowledgeable and experienced professors, especially a personal financial planning program. In addition, Tech supports all necessary facilities. Finally, I love to live in this south-plain area. Prior Degrees: Master of Science in Finance and Economics (MSFE), West Texas A&M University Research Interest: Behavioral finance, risk tolerance, and retirement planning Teaching Interests: Asset Management, Business Finance, and Personal Financial Planning. Vita |
|
Laura Ricaldi Ph.D. Student | Email: laura.ricaldi@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? Yes If you are not on the job market, when do you expect to graduate? December 2013 Why did you choose Texas Tech? The Personal Financial Planning program at Texas Tech is known for its great reputation. The program offers students an excellent research education and a variety of teaching experiences. Ultimately, the program provides the best education for a financial planning professor in the country. Research Papers: Financial Literacy and Shrouded Credit Card Rewards, Financial Sophistication and its Impact on the Credit Card Debt Puzzle Prior Degrees: MBA in General Business (2008); BBA in Accounting (2004) Research Interest: Credit card use, financial literacy, gender issues, and generational cohorts Teaching Interests: Fundamentals of Financial Planning (undergraduate and graduate), Personal Finance: Advanced Topics and Case Studies (Capstone for non-majors), Financial Counseling and Communication Websiite: http://myweb.ttu.edu/lsoto/ |
|
Janine Scott Ph.D. Student | Email: janine.scott@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? May 2013 Why did you choose Texas Tech? I chose to attend Texas Tech because I knew that I would gain the necessary tools and skills to make an impact in the financial planning field and in the classroom. Research Papers: Progressing Towards Empowering Caregivers with Special Needs Planning Resources; The Impact of Financial Sophistication on Disability Insurance Ownership Prior Degrees: BBA in Finance, University of Texas at Austin Research Interest: Special needs planning, charitable giving/philanthropy among women, and insurance purchase behaviour. Teaching Interests: Financial Counseling, Behavioral Finance, and Introduction to Financial Planning |
|
Shayne Soares Ph.D. Student | Email: shayne.soares@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Lawrence Verzani Ph.D. Student | Email: lawrence.verzani@ttu.edu Phone: 806.742.5050 | Office: HS |
|
 |
Are you currently on the job market for a full-time position? If you are not on the job market, when do you expect to graduate? Why did you choose Texas Tech? Research Papers: Prior Degrees: Research Interest: Teaching Interests: Vita |
|
Duncan Williams, CFP® Ph.D. Student | Email: duncan.williams@ttu.edu Phone: 806.742.5050 | Office: |
|
 |
Are you currently on the job market for a full-time position? No Why did you choose Texas Tech? I spend nearly ten years as a financial planning practitioner, and Texas Tech always had the best reputation among academic programs in the field. Research Papers: Williams, Duncan and Michael Finke, 2011, “Determining Optimal Withdrawal Rates: An Economic Approach”. The Retirement Management Journal, 1 (2), 35-47. Williams, Duncan, Michael Finke and Wade Pfau, 2011, “Spending Flexibility and Safe Withdrawal Rates”. Submitted to The Journal of Financial Planning. Prior Degrees: B.A. in Economics, University of Georgia Research Interest: Distribution Planning, Pre-retirement Planning, Portfolio Optimization Teaching Interests: Capstone in Financial Planning, Investments, Risk Management, Estate Planning, Introductory Personal Finance Courses, Financial Planning Theory |
|
Cagla (Chala) Yildirim Ph.D. Student | Email: Cagla.yildirim@ttu.edu Phone: 806.742.5050 x222 | Office: 272 |
|
 |
Are you currently on the job market for a full-time position? No If you are not on the job market, when do you expect to graduate? May 2016 Why did you choose Texas Tech? Back at William Paterson University I heard so many great things about TTU. And also, the Personal Financial Planning Program at TTU is the number one in the country. Prior Degrees: B.S. in Personal Financial Planning and minor in Economics, William Paterson University of New Jersey (Cum laude) 2011 Research Interest: Behavioral Finance, Spending Habits of Immigrants, Ethics in Financial Planning Teaching Interests: Asset Management, Introduction to Personal Finance, Income Tax Planning |