Health Insurance Frequently Asked Questions
Why does TTU require international students to have health insurance?
The US Government has certain requirements for all persons applying for a non-immigrant
visa to enter the United States. These include certain financial qualifications such
as being able to meet all personal financial liabilities and not becoming a "public
charge" while in the US.
Given the extraordinarily high cost of medical care in the US, TTU requires that all non-immigrant students have health insurance coverage as a condition of enrollment. This ensures non-immigrant students comply with the US Government's financial responsibility requirements cited above.
How do I find my insurance card?
Login to your AHP Portal.
What are the dates of coverage?
Fall Semester: August 1st - December 31st
Spring & Summer Semesters: January 1st - July 31st
I need a doctor. What do I do?
The best place to seek medical assistance is at the Student Health Center on campus.
Students can also access a doctor outside the health center by logging into ttu.myahpcare.com. Make sure to find an in-network doctor (a doctor who accepts your insurance). View a list of eligible doctors.
For urgent care, please follow the instructions to find an Urgent Care Clinic.
*Note: The Student Insurance plan pays for prescription medicines.
Do I need to pay the Student Health and Wellness Fee to be eligible for medical care at Student Health Services?
Yes.
What is the difference between the TTU Employer (RA/GA/TA) Plan and the Student Plan?
The Employer Plan is administered by Blue Cross and Blue Shield and has some higher benefits. The plan does not include medical evacuation and repatriation.
The Student Plan does not have as much coverage as the Employer Plan, but it meets the needs of most students and includes medical evacuation and repatriation. It's also less expensive than the employer plan.
Can I get the Student Healh and Wellness Fee waived from my tuition bill?
No. The Academic HealthPlans Policy premiums are based on student utilization of Student Health Services at the Student Wellness Center for routine medical appointments.
A Premium is the amount you pay each month (or each year) to keep your insurance policy active. Your premium amount is determined by many factors including risk, coverage amount, and more – depending on the type of insurance you have.
The insurance policy provides coverage for prescription medicines, emergency room visits, hospitalizations, and medical care when the student is not in Lubbock, Texas.
Are there any AHP waivers for international students or athletes?
Yes, the insurance premium will be waived for nonimmigrant students sponsored by the US Government, a foreign government recognized by the US, or certain international, government-sponsored or non-governmental organizations.
Such waivers will be based on the government or organization guaranteeing payment of all health care expenses including evacuation and repatriation. Documentation must be presented to TTU's Office of International Affairs prior to registration. The AHP website lists the requirements needed to submit your waiver.
The insurance premium will also be waived for students who provide documented evidence of health insurance coverage, including evacuation and repatriation, by a US-based employer. Non-immigrant students employed by TTU and eligible for both employer-provided insurance and international student health insurance may select between the two, as long as the insurance selected includes evacuation and repatriation coverage.
*Note:Medical evacuation and repatriation insurance can be purchased to supplement employer-provided health insurance from AHP.
TTU Health Insurance Policy Information
Please review OP 34.24: Health Insurance Information
Can I lose my insurance if I have a change of status?
Possibly. While we cannot make a statement on this subject, it is recommended that you contact your insurance provider before changing statuses. Your insurance provider can further discuss what will happen to your plan and alternative plans for changing your visa status.
Have More Questions?
For more questions regarding health insurance, please visit Student Health Services.
International Sponsored Students
-
Address
Administration Building 328, Texas Tech University, 2625 Memorial Circle, Lubbock, TX 79409-1030 -
Phone
806.742.2787 -
Email
sponsored.students@ttu.edu