Texas Tech University

High Financial Need

One of the most common myths about study abroad is that students with high financial need cannot afford it. However, many Texas Tech students with high financial need work with our office to afford study abroad every single year.

The Study Abroad team encourages all students to consider building study abroad into their degree plan at Texas Tech University. We welcome students of all socioeconomic statuses who meet TTU Study Abroad eligibility requirements to participate in our programs. Many students mistakenly believe that study abroad is financially out of reach. The key is to plan early and, as you plan, consider how you will balance your goals for studying abroad with the realities of your financial situation. No need to take it from us – read these student testimonials!

"Perhaps my biggest concern when going through the study abroad process was whether or not I would be able to afford my desired program. I would recommend other students dedicate as much time as possible to finding and applying to as many scholarships as possible. Many scholarship prompts ask the same or similar questions, so essays can be reused for multiple scholarships with some editing and tailoring to each scholarship done. By combining scholarships I already had from Tech and applying to a multitude of external scholarships, both general and study abroad specific, I was able to attend the program I desired."

— Jasmine Workman, Dublin, Ireland, Spring 2018

Jasmine Workman

“To anyone who is thinking about studying abroad... Anything is possible if you are willing to put in the effort! There are a plethora of scholarships available, BUT they won't come to you. It was stressful managing school, work, and a social life while applying to scholarships... Some nights I just wanted to give up, but studying abroad is something I wanted to do and had to finance on my own, so I pushed through it. A lot of people, from friends to professors, read my essays and helped revise them. Although I did not receive all of the scholarships I applied to, I received enough to cover my whole semester! Because of my hard work, I was able to study abroad without having to worry about money. Never let money discourage you from doing what you want to do. Studying abroad is an investment in yourself!

— Adriel Alvarez, Czech Republic, Spring 2016

Adriel Alvarez

Ashley Hogan

“As a self-paid college student, studying abroad always seemed like a distant dream that would only occur with a miracle. Through hard work, I was able to make money going abroad with all of the scholarship/financial aid I received. The Study Abroad Competitive Scholarship, Phi Kappa Phi Honors Scholarship, Honors College Scholarship, and an Economics Scholarship helped finance my trips abroad. With the tremendous guidance of Financial Aid, my dreams of studying abroad (twice!) came true. My advice to students aiming to studying abroad is to take advantage of every scholarship opportunity, even when the odds of winning are low. The money is available, and organizations are itching to help you get abroad.

— Ashley Hogan, Zimbabwe,
Maymester 2014 & Turks and Caicos Islands, Spring 2015


To assist with what may be a challenging transition from your life in the U.S., our staff are committed to do the following:

  • Invite all eligible study abroad students to apply for the TTU Study Abroad Competitive Scholarship.
  • Share resources and information about other scholarships and how to afford a study abroad experience.
  • Work closely with the Financial Aid office and the National & International Scholarships & Fellowships office regarding the application of financial aid to study abroad as well as opportunities for students to obtain loan and grant money.
  • Include discussion in advising appointments and pre-departure orientation about financial need and budgeting carefully for a study abroad experience.
  • Assist students in understanding program costs and fees, currency and foreign exchange rates, and cost of living differences between the host country and the U.S.
  • Partner with institutions that are also committed to providing support to students with high financial need by offering transparency with regard to program costs, low application fees, and opportunities to set up payment plans.