Learn about the loan responsibilities you'll face as Graduation or Leave-taking approaches. You'll need to complete exit counseling and begin thinking about your repayment strategy.

A Grace Period is a length of time when payments are not required on your loan. Learn what to do during your Grace Period & how Interest Accrues.

The Federal Perkins Loan offers a 10-year repayment period and are paid in fixed monthly installments. The Federal Direct Student and PLUS Loans offer two types of repayment plans: a plan based on your income and a plan based on how much you borrowed.

Click here to learn more about repayment plans.

Your loans are repaid to a "Servicer". Learn how and where to make your monthly loan payments in our Servicers & Making Payments section.

If you are having difficulty repaying your loans, don't give up! You need to take action & request help from your servicer. Learn about the options & the application process in our Deferment/Forbearance section.

Certain circumstances might lead to your loans being forgiven, canceled, or discharged. View details in our Cancellation/Forgiveness section.