Texas Tech University

We understand that paying for college can be a bit overwhelming, but we're here to break it down for you. It's important to remember that cost of attendance is only an estimate and usually includes tuition, room & board, books, supplies, transportation, loan fees and other miscellaneous expenses. Continue below to see how families just like yours can afford Texas Tech!

For Non-Residents (excluding NM or OK)

If you are a resident of Texas, click Texas Residents below. If you are not a Texas Resident or Out of State, click NM/OK Residents below.


If you are a Graduate or Law student click here

How much does it cost to attend Texas Tech University?

Tuition and fees estimate based on 30 hours per academic year (Fall/Spring terms). Program fees may vary.

Housing and meals are billed 60% in the fall and 40% in the Spring. While the estimated cost is for the academic year, you'll only be billed on a semester-by-semester basis significantly reducing any sticker shock!

Let's discuss what you'll actually pay.

Continue below to see how you can reduce your cost to attend Texas Tech University. Hover over each image to learn more.


Out of State

At Texas Tech, you're only billed for Tuition and Fees, Housing and Meals (if living on campus). All other costs are simply estimations to give you a holistic idea of what it will cost to attend.

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Grants are awarded based on your family's financial need. To be eligible for grant funding, you must have a Free Application for Federal Student Aid (FAFSA) on file and it is recommended that FAFSAs / TASFAs be received by January 15th (state priority date). The FAFSA should be completed each year.

The maximum amount is $11,895 for the 2022-2023 academic year. Awards are at Texas Tech University's discretion based on funding levels.

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If you are a non-resident awarded a Texas Tech scholarship of $1,000 or more, you will also qualify to pay in-state tuition. The estimated in-state tuition and fees is $11,852 per academic year, a savings of over $12,000 in addition to your scholarship.

Merit Scholarships
Up to $9,000/year (freshmen)
Up to $4,000/year (transfer)
100% Cost of Attendance for National Merit Finalists
General Scholarships
(university, college, or department level)
You're considered for general scholarships upon applying for admission to Texas Tech. No additional application is needed. Continuing students can apply for scholarships each academic year.
External Scholarships

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For the remainder of your cost after grants and scholarships, you have the option to take out loans.

Your federal loan amount can range up to $12,500 based on dependency status, classification, and credit hours. Learn more here.

Additional Options:
Federal Direct PLUS Loan for Parents
Private Education Loan


The answer, it varies!

While your actual cost to attend Texas Tech is different for each family, based on merit, need levels and other eligibility criteria, the average undergraduate aid package for incoming students last year was $12,522 and average amount of undergraduate grants and scholarships was $7,544.


So what if I still have a balance after all my aid is applied?

You have the option to enroll in a payment plan through Student Business Services. To learn more click here.
Another great opportunity to assist with paying for college is part-time on-campus employment and work study through the Office of Financial Aid. To learn more click here.

So how much debt will I have when I graduate?

You may have heard stories in the news of six-figure college debt…
But Texas Tech students who borrow, graduate with an average of $27,675 in student loan debt. That is significantly lower than the national average of $30,030!

How will I repay what I borrow?

A degree from Texas Tech is valuable and a great return on investment. Our graduates are among the most sought after in the country, ranking 9th nationally in workforce preparation of graduates. (Corporate Recruiter College Graduate Ranking Poll)

But just don't take our word for it.

  • #1 Best College for the Money (with aid) in the Southwest, per CollegeFactual.com, 2021.
  • #2 Ranking among Big 12 institutions in terms of return on investment, per Payscale.com, 2021.
  • #17 Best College for the Money (all undergraduates) in the Southwest, per College Factual, 2022.
  • Top 300 Best Value Colleges, per Niche, 2022.

So, what's my next steps?