Experienced Chairman and Former CEO
Finance, Texas Christian University

J. David Williams is a seasoned banker who has worked in the industry for over 40 years. He has held various positions of leadership and governance in several Texas banks, such as Citizens Bank, HCSB, TIB-The Independent BankersBank, Centennial Bank, Gulf Capital Bank and Happy State Bank. He has also been an active member and advocate of state and national banking associations, such as the Independent Banker's Association of Texas and the Independent Community Bankers of America.