Texas Tech University

Center for Financial Responsibility Personal Financial Literacy Certification

The 2018 Purchasing Power Financial Stress Survey found 87 percent of U.S. adults are at least somewhat stressed about money.

"With employees' financial stress affecting an organization's bottom line in terms of productivity, higher absenteeism and more healthcare claims, employers today are compelled to pay more attention to their employees' financial well-being."
- Scott Rosenberg, Purchasing Power President

The Center for Financial Responsibility is proud to offer the Personal Financial Literacy Certification, designed to prepare the next generation of financially literate citizens This certification verifies individuals possess the ability to successfully navigate vital monetary decisions which affect both their personal and professional lives.

Meeting the Industry Need

This certification validates knowledge and skills pertaining to credit cards, loans, retirement, investments and mortgages. Those who earn the certification are more qualified and prepared to make informed financial choices, perform better in the workplace and achieve long-term financial success, no matter what job they choose. Additionally, the certification allows employers to identify and connect with more skilled candidates, filling gaps in the labor market and jump-starting individuals' careers.

Industry Standards

The certification exam consists of 100 questions and assesses knowledge and skills from the following weighted industry standards:
• Budgets
• Investments & Risk Management
• Loans
• Banking Options & Records
• Taxes & Paychecks
• Major Purchasing Decisions

Why We Created This Certification

We work closely with professionals in the field to lead the way in financial education. Because of our knowledge of and passion for financial education, we take great responsibility in sharing it. We see countless college students who would be better off if they had the opportunity to be educated on financial literacy before college, and we know some are not college-bound and will never walk through our doors.

This certification assesses individuals for an in-depth understanding of the fundamental financial decisions that will affect them for the rest of their lives. As the economy evolves and the complexities of financial products increase, it is imperative individuals understand financial basics.

"The CFR believes teaching financial skills to young people prior to them entering college or the workforce is critical to better equipping them to live independently as adults. By partnering with CEV Multimedia, we are able to expand our educational outreach to enhance the overall financial stability of students nationwide."

-Ashley Guillemette, MPA - Director,  Center for Financial Responsibility


"A student that has earned the Personal Financial Literacy Certification recognized by the Texas Tech University Center for Financial Responsibility has proven that they are better prepared to meet the financial transitions they're sure to encounter in life. In addition, this certification is extremely valuable to employers as it helps connects us to qualified candidates and should be offered at all schools with courses in financial literacy."

-Geoffrey E. Brown, CAE - CEO, National Association of Personal Financial Advisors

Testing Platform

CFR utilizes iCEV, a division of CEV Multimedia, as the certification testing platform. As the testing platform, iCEV fulfills the following responsibilities:
• Provides secure testing technology for certification exams
• Regulates testing environment
• Works with secondary and post-secondary academic institutions, workforce development associations and the public-at-large to offer certification options for career advancement
• Provides certification verification to employers for potential job applicants
• Offers optional study-guide material


Have Questions? Interested in Becoming Certified?

iCEV Customer Support
Home Office: 806.745.8820
Toll-Free: 800.922.9965