John Gilliam, Ph.D., CFP®, CHFC, CLU

About

Experience

John Gilliam, Ph.D., MBA, CFP®, ChFC, CLU is a retired Associate Professor in the Department of Personal Financial Planning at Texas Tech University. His research and academic interest stem from over 35 years experience as a financial and estate planner, manager and trainer in the financial services industry.

Leadership / Awards Texas Tech University

Project Coordinator/Founder, Best Interest Initiative; Director of MS programs/Department of Personal Financial Planning; College of Human Sciences Helen Burleson Service Award; National Survey Coordinator/Analyst, Society of Financial Service Professionals; Academic Consultant, American Institute of Certified Public Accountants (AICPA); Graduate Consultant; Student Managed Investment Fund (SMIF)

Research Interests

Behavioral characteristics effecting couple's financial risk tolerance, Assessment of Investment Risk Tolerance, Risk Tolerance and Asset Allocation, Investment Risk Tolerance and Mental Accounting, Behavioral Finance, Intra-cohort differences among Baby Boomers, Insurance Demand and Behavior, Life Insurance Disclosure

Classes Taught

Risk Management and Insurance Planning (PFP 3497/5497); Personal Finance, Personal and Professional applications for non-majors (PFP 5322); Seminar in Personal Financial Planning (PFP 5115); Employee Benefits (PFP 3275/5295); Retirement Planning (PFP 3497)

Recent Publications

Verzani, L. & Gilliam, J. (2015) Sluggish Refinancing: Evidence from the 2010 Survey of Consumer Finances. The International Journal of Finance Volume 27, (3) 420-436

Mulholland, B., Finke, M. & Gilliam, J. (2015) Advisor beliefs regarding effective life insurance disclosure. Journal of Financial Services
Professionals 69, (3) 55-73

Scott, J., Gilliam, J. (2014). Boomers' life insurance adequacy pre & post the 2008 financial crisis. Financial Services Review

Scott, J., Williams, D., Gilliam, J. & Sybrowsky, J. (2013). Is an all cash emergency fund strategy appropriate for all investors? Journal of Financial Planning 14, (12): 60-76.

Guillemette, M., Finke, M. & Gilliam, J. (2012). Which types of risk tolerance questions should be used when determining a client's portfolio allocation preference? Journal of Financial Planning 26, 5: 34-42. 

Chatterjee, S., Lauderdale, M., Gilliam, J., & Mason, J. (Accepted 2011). Employee benefits in the hospitality industry: Inhospitable for employees? The Journal of Regional and Sectoral Economic Studies, 11, (2), 

Gilliam, J., Grable, J. & Hampton, V. L. (2011). The impact of decision power on financial risk tolerance and asset allocation.

Book Chapters 

Head, A. & Gilliam, J. (2015) Annuities.  CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 25, (2) 213-224

Coulson, L.A., Gilliam, J. (2015) Business Uses of Life Insurance.  CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 27, (2) 233-244

Gilliam, J. & Head, A. (2013) Annuities.  CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 24, (1) 203-213

Gilliam, J. (2013) Business Uses of Life Insurance.  CFP Board Financial Planning Competency Handbook. John Wiley and Sons, Inc., 24, (1) 163-183

Curriculum Development 

Gilliam, J. & Goetz, J.  (2005). Behavioral finance from a personal financial planning curriculum.  Approved by Texas Tech University in 2007.