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Program Overview

Undergraduate Minor: in Personal Finance

The classes listed below are available to ALL Texas Tech students.

AFTER PFI 2301, SELECT ANY OF THE FIVE COURSES BELOW:

*PFI 2301 (or PFI 3301), 3320, and 3322 (or PFI 3321): Fulfils the education requirement to take the Accredited Financial Counselor (AFC®) designation exam.

**PFI 1302: Fulfils the Multicultural core curriculum requirement.

**PFI 1305: Fulfils the Social and Behavioral Sciences core curriculum requirement.

Declare a Minor—Personal Finance

Bolster your Texas Tech degree and learn real-life personal finance skills you need before graduation.

The Personal Finance minor prepares you to excel personally and professionally because of its:

• Unique courses. From cultural diversity in personal finance to investing and life, love, and money, your minor courses will impact your personal life, not just your professional one.
• Financial strategies. Students who complete this minor are better able to invest in their financial future by gaining practical life-skills in personal finance at every stage of life.

Undergraduate Courses for All Texas Tech Students

PFI 1302. Cultural and Gender Diversity in Personal Finance (3).
Introductory study of financial attitudes and behaviors affected by culture and gender, including financial issues related to career choice, debt accumulation, and expenditure patterns of affected groups in the United States. Fulfills multicultural requirement. Distance, and on-campus. F, S, SS.

PFI 1305. Life, Love, and Money (3).
Examines interconnected behaviors among various human relationships & money to provide life skills designed to improve decision-making abilities in the areas of money, relationships, time, & values. A broad array of behavioral research is introduced from economic, psychological, neurological, & socio-cultural perspectives. Fulfills core Social and Behavioral Sciences requirement. Distance, virtual, and on-campus. F, S, SS.

PFI 2301. Personal Financial Literacy (3).
Focuses on developing a financially literate citizen who is capable of making sound financial decisions based on financial and life goals. Excel will replace the use of a financial calculator. Distance and on-campus. F, S, SS.S.

PFI 3320. Consumer Financial Credit (3).
Introduces students to the various types of consumer credit, including credit cards, consumer loans, mortgages, student loans, an overview of consumer credit laws, and strategies to manage debt. Students will also learn about consumer finance legislation and resources surrounding credit, debt, and bankruptcy. Distance. F, S, SS.
Pre-requisite: PFI 2301 or PFI 3301

PFI 3322. Consumer Financial Counseling (3).
Introduces students to the financial counseling profession, understanding money values, attitudes, and beliefs. A detailed examination of the financial counseling process, techniques, and strategies is included, along with communicating and applying counseling skills with clients. Distance, and on-campus. F, S, SS.
Pre-requisite: PFI 2301 or PFI 3301 AND PFI 3320

PFI 3341. Personal Finance: Financial Goal Strategies (3).Provides a detailed examination of the process related to planning, managing, and achieving major financial goals such as emergency fund planning, purchasing/leasing automobiles, buying/renting housing, and funding education and retirement. Distance. F, S, SS. 
Pre-requisite: PFI 2301 or PFI 3301

PFI 3361. Personal Finance: Managing Risks (3).
Focuses on the concepts of risk management and how to plan for managing risk, including building cash reserves, investing in human capital, and purchasing insurance. Also covers employee benefits, government entitlements, and estate planning. Distance. F, S, SS.
Pre-requisite: PFI 2301 or PFI 3301

PFI 3381. Personal Finance: Investing (3).
Focuses on the fundamentals of personal investing to meet financial goals, including cash management, investing terminology, risk and return, tax implications of investments, stocks and bonds, mutual funds and exchange-traded funds, portfolio management, and retirement income management. Distance. F, S, SS.
Pre-requisite: PFI 2301 or PFI 3301

PFI 4101. Getting Your First Job (1).
Introduces practical financial choices regarding employee benefits when starting a career, including a basic understanding of job searching, tax planning, investment options, and risk management. Not for credit towards the PFP major, PFP minor, or SPF Minor. Distance. F, S, SS.