Texas Tech University

Medical, Repatriation & Evacuation Insurance Requirements

Exchange Visitors are required under U.S. government regulations to have medical, evacuation and repatriation insurance in effect for themselves and any accompanying spouse and dependents in J status. They must maintain the required insurance during the duration of the program.lady helping students

Texas Tech University requires students to be enrolled in the Texas Tech Student Health Insurance plan. In certain situations the Texas Tech student plan can be waived. The Texas Tech student plan may set a higher standard than the above requirements of the U.S. Department of State. The University requirement applies only to enrolled students and not to faculty and staff. Please note that spouses often pay much higher rates for insurance.

***Before DS-2019s are issued, the Office of International Affairs
must receive proof of insurance that meets all of the US State
Department insurance requirements listed below***

Insurance benefits must cover at least:
  1. $100,000 per accident or illness for medical expenses (deductible amounts may not exceed $500 per accident or illness).
  2. $50,000 for medical evacuation to your home country.
  3. $25,000 for repatriation of remains.
Insurance policies under these requirements may:
  1. Require a reasonable waiting period for coverage of pre-existing medical conditions.
  2. Require the exchange visitor to pay up to 25% of the covered benefits per accident or illness.
  3. But shall not unreasonably exclude coverage of perils inherent to the activities of the exchange program.
Insurance under these requirements must be underwritten by a corporation rated:
  1. "A-" or above by A.M. Best.
  2. "A-i" or above by Insurance Solvency International, Ltd.
  3. "A-" or above by Standard & Poor's Claims-paying Ability.
  4. or "B+" or above by Weiss Research, Inc.
  5. or be a group program offer by the J-1 program.
  6. or be a federally qualified HMO or CMP.

*Only a policy backed by the full faith and credit of the government of the exchange visitor's country is deemed to meet this rating requirement.

Exchange Visitors covered by State of Texas medical policies as employees of Texas Tech University should note that these policies do not cover the evacuation and repatriation requirements of the J Exchange Visitor Program. Other insurance will be needed to meet the Department of State evacuation and repatriation requirements. An exampleof insurance policy that provides only medical evacuation and repatriation can be found:

International Student Insurance (ISI)

"Our Emergency Evacuation insurance plan is designed to provide students with access to a worldwide, standalone international evacuation and repatriation plan that provides coverage anywhere outside of your home country."

The Emergency Evacuation insurance plan is designed to provide you with medical evacuation and repatriation coverage when you are traveling outside of your home country. It is ideal for international students on an ACA-compliant plan that does not have these benefits included, or students who need to supplement their existing coverage.

Monthly pricing starts from just $56 for 3 months of coverage.

https://www.isoa.org/j1_exchange_plans



Gallagher (GPA)

WHY ENROLL WITH GPA?

The insurance plans offered on this website are exclusive to GPA. The benefits offered by each plan are meant to offer you the best coverage when you need to seek medical attention at the lowest cost possible. Also, enjoy the financial flexibility of paying your insurance premium on a monthly basis, therefore making your payment affordable.

Enjoy the peace of mind of receiving a quality J1 / J2 Visa Health Insurance Plan by enrolling with us today!

https://clients.garnett-powers.com/vs/JVISA/

Insurance that covers repatriation and medical evacuation only 

BETiNS

Your program is effective on the day of enrollment unless you have selected a future date in the appropriate field. It will run through the selected enrollment period of 1 year for the Public plan and either 6 months or 1 year for the Scholastic plan.

https://www.betins.com/enroll/beta/Eligibility.aspx?source=REL%20INS

International Student Insurance (ISO)

Medical Evacuation & Repatriation

This plan provides coverage for Emergency Medical Evacuation and Repatriation of Mortal Remains. Many employer or school plans do not include evacuation and repatriation coverage. As a foreigner in the U.S., this supplemental plan is highly recommended for international students, J1 visa holders, and dependents.

https://isoa.org/medevac

J2 Dependents plan -Voyager 

You are eligible for this plan if you are a non-US citizen. You must have a current passport or visa to the USA and are temporarily residing outside your home country/country of permanent residence.

Your dependent children can also be covered under your plan if they hold a valid visa to the U.S. and you pay the premiums due for each covered dependent.

Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.

https://isoa.org/voyager



Note: This insurance is only relevant to J-1 scholars that are fully employed and paid by TTU. It does not meet all of the J-1 insurance requirements. It is an add-on policy for J-1 exchange visitors that are fully employed and paid by TTU and covered as an employee by TTU.