The United States Government has certain requirements for all persons applying for a non-immigrant visa (e.g., student visas) to enter the United States. These include certain financial qualifications – such as being able to meet all personal financial liabilities while in the US, and not becoming a "public charge" while in the US. Given the extraordinarily high cost of medical care in the US, Texas Tech University requires that all non-immigrant students have health insurance coverage as a condition of enrollment. This helps ensure non-immigrant students comply with the United States Government's financial responsibility requirements cited above.

Academic HealthPlans (AHP) is your plan administrator.

AHP provides the following services:

• Website
• Plan Materials
• Waiver
• Enrollment
• Billing
• Customer Care for Enrollment
• On-campus Support

Aetna provides the following services:

• Claims Administration
• Claims Customer Service
• Distribution of ID Cards
• Access to a Large Network of Providers

You will need you log into your AHP Portal first

Fall Semester: August 1 to December 31
Spring/Summer Terms: January 1 to July 31

The best place to seek medical assistance is at the Student Health Center on campus.


Students can also access a doctor outside the health center by logging on to ttu.myahpcare.com to find an in-network doctor (a doctor who accepts your insurance). A walk-through for outside visits can also be found on the AHP Insurance in Action page. 


The Student Insurance plan pays for prescription medicines.

Yes

The Texas Tech University employer plan is administered by Blue Cross and Blue Shield and has some higher benefits. The Texas Tech University employer plan does not include medical evacuation and repatriation. The Student Plan is geared for students and while it does not have as broad coverage it meets the needs of most students and includes medical evacuation and repatriation and is less expensive than the employer plan.

No – The Academic HealthPlans Policy premiums are based on student utilization of Student Health Services at the Student Wellness Center for routine medical appointments. A Premium is  the amount you pay each month (or each year) to keep your insurance policy active. Your premium amount is determined by many factors, including risk, coverage amount, and more – depending on the type of insurance you have.

The insurance policy provides coverage for prescription medicines, emergency room visits, hospitalizations, and medical care when the student is not in Lubbock, Texas.

Yes, the insurance premium will be waived for nonimmigrant students sponsored by the United States Government, a foreign government recognized by the United States of America, or certain international, government sponsored or non-governmental organizations. Such waivers will be based on the government or organization guaranteeing payment of all health care expenses including evacuation and repatriation. Documentation must be presented to the Texas Tech University Office of International Affairs prior to registration. The AHP website lists the requirements needed to submit your waiver. 

The insurance premium will also be waived for students who provide documented evidence of health insurance coverage, including evacuation and repatriation, by an employer, US based. Nonimmigrant students employed by Texas Tech University and eligible for both employer-provided insurance and international student health insurance may select between the two, as long as the insurance selected includes evacuation and repatriation coverage. Note: Medical evacuation and repatriation insurance can be purchased to supplement employer provided health insurance from Academic HealthPlans.

The TTU policy regarding the health insurance requirements can be found OP 34.24: health insurance information.

https://www.depts.ttu.edu/studenthealth/InternatinalinsuranceFAQ/

Possibly. While we cannot make a statement on this subject, it is recommended that you contact your insurance provider before changing statuses to get more information on what will happen to your plan, and which plans you could get when your status changes.